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Published in 2025 Livonia Today First Quarter


Garwood, Buda, Knight and Associates, Inc. serves customers and community

By Kelsi Klein

garwood buda knight and associates team
Shopping for insurance can be difficult, but for almost 60 years, Garwood, Buda, Knight and Associates, Inc. (GBK Insurance) has been exceeding customers’ expectations as a full-service insurance agency serving southeast Michigan.

Located at 33039 Schoolcraft Road in Livonia, the local independent agency represents numerous insurance carriers, allowing them to find the right insurance at the right price for individuals and businesses.

GBK represents well-known insurance companies with excellent programs for Michigan residents and businesses, including Accident Fund, Auto-Owners, Citizens/Hanover, CNA, Hastings Mutual, Progressive, and more.

The agency collaborates with these companies to help customers find the ideal policies for all types of insurance, including automobile, business, homeowners, life, motorcycle, pet insurance, recreational vehicle, renters, umbrella, watercraft, boat and more.

Technology also plays a vital role in providing better service for clients.

“Our carriers simplify insurance with technology, which allows customers to access policy documents, claims and billing within their mobile apps,” Shields said.

The agency’s experience and knowledge in the insurance industry have saved customers thousands of dollars in insurance premiums each year.

Since 1968, the knowledgeable staff at GBK have dedicated themselves to personal service and long-term customer relationships, making personalized decisions to best suit each customer no matter what their needs may be.

GBK has three owners – Lisa Knight, Pamela Sparrow and Kayo Clifford, along with an enthusiastic team of sales agents and account managers – Kelly Calmeyn, Christina Nietubicz, Nicolette Shields, Liz Blackmer, Caroline Alexander and Lois Randall, who have a wealth of experience in the insurance industry.

Whether it is personal or business insurance needs, GBK has the capability to provide each customer with the maximum insurance value by collaborating with them to find the amount and type of insurance to fit their needs at a competitive price.

“We empower our customers with insurance knowledge so they can make informed decisions,” said the owners of GBK.

One thing that sets GBK apart from other insurance agencies is its commitment to giving back and getting involved with the local community. The agency participates in Toys for Tots and is involved with events for the Livonia-Westland and Redford Chambers of Commerce.

GBK is also ramping up its efforts to engage with the public on social media, especially its Facebook page, GBK Insurance, to provide helpful tips and spread knowledge to the community.

“Insureds may also prevent major water claims by installing smart water shut off and leak detection sensors,” Calmeyn said. “These devices can automatically turn off your home’s water, and send alerts directly to your phone.”

“For our business clients, we offer comprehensive property surveys designed to identify potential hazards that may be unknown to the business owner,” Nietubicz added. “In addition, we assist in developing and implementing effective policies and procedures to proactively prevent risks and minimize potential losses.”

At the end of the day, it is about more than just insurance for the staff at GBK. They genuinely care for each customer and focus on building long-term relationships.

For more information or to get a personalized insurance quote, visit the agency in person, go to www.gbkinsurance.com or call (313) 225-9350. You can also follow them on Facebook.
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